Oxford Adoption Foundation, Inc. Monthly Budget

Combined Net Monthly Income (Income after taxes):                                                                         ________________

Household Expenses:

            Mortgage/Rent                         ____________

            Electricity                                             ____________

            House Insurance                                  ____________

            Other Insurance                                  ____________           

            Groceries                                             ____________

            Personal Care Items                            ____________

            Clothing                                              ____________

            Home Repair/Maintenance                 ____________

            Telephone                                           ____________

            Car Expenses                                              ____________

            Other                                                   ____________

            Other                                                   ____________

            Total Expenses                                                                                  ________________

Bank & Credit Card Loans (Monthly Payments):

            ___________________________             _____________

            ___________________________             _____________

            ___________________________             _____________         

            ___________________________             _____________

            ___________________________             _____________

            ___________________________             _____________

            ___________________________             _____________

            ___________________________             _____________

            Total Bank & Credit Card Loans                                                      _________________

Total of all Monthly Expenses:                                                                                                                   __________________

Balance Left Over (Net or Discretionary Income):                                                                                  __________________